Our  Loan Products

Wholesale Loans

Ghana Women Fund offers loans to Rural and Community Banks (RCB’s), reputable MFIs licensed by Bank of Ghana, Savings & Loans companies and other Non-Bank Financial Institutions for on-lending with focus on women at competitive rates.



Retail Loans

Ghana Women fund provides credit facilities to salaried workers to pay school fees, bills and other purposes and Entrepreneurs to expand their businesses. The Fund offers variety of loan products and flexible payment terms tailored to meet the specific needs of it`s customers.



Organised Group Loans

Ghana Women Fund offers loans to organized Women, Professional Associations/Institutions Based Women Association in private Companies, Ministries, Departments and Agencies.



SME Support Loans

This loan provides working capital to SMEs and sole proprietors to expand their existing business with the focus on export, agro-processing, agribusiness, etc.



General Micro Loans

This loan offers small business owners such as petty traders, food vendors, fish mongers, hairdressers, table to groceries sellers etc. that are mainly located in informal settlements and low income areas an opportunity to improve their economic livelihood by providing them with working Capital in the form of affordable loans.



KIVA Water & Sanitation

WATSAN Microfinance is designed to improve access to safe water and sanitation facilities, safe disposal of human waste and improve health and livelihood of the urban, peri-urban and rural poor through individual and group-based credit. The facility provides affordable loans to poor households to access water and sanitation facilities, and for micro-entrepreneurs.




  1. Application letter.
  2. Must Operate a Current Account.
  3. Should have a Permanent business & Resident location.
  4. Registration of Business documents.
  5. Should provide Six (6) months Current Bank Statement.
  6. Receipts, Pro forma Invoices , Management / Audited Account ( If necessary or applicable).
  7. Reputable Guarantor that worth the Loan Request plus Interest.
  8. Collateral.