Our  Loan Products

Wholesale Loan

Ghana Women Fund offers loans to Rural and Community Banks (RCB’s), reputable MFIs licensed by Bank of Ghana, savings & loans companies, Oganised groups/Associations and other non-bank financial institutions for on-lending with focus on women at competitive rates.

SME Loan

This loan provides working capital to SMEs and sole proprietors to expand their existing business with the focus on export, agro-processing, agribusiness, etc. 

Professional  Women Associations Loan

Ghana Women Fund offers loans to organized Women Professional Associations, Institution- Based  Women Associations in private companies, ministries, departments and agencies. 

General Micro Loan

This loan offers small business owners such as petty traders, food vendors, fish mongers, hair dressers, table top groceries sellers etc. that are mainly located in informal settlements and low-income areas an opportunity to improve their economic livelihood by providing them with working capital in the form of affordable loans.

Water and Sanitation Loan (WATSAN)

WATSAN Microfinance is designed to improve access to safe water and sanitation facilities, safe disposal of human waste and improve health and livelihood of the urban, peri-urban and rural poor through individual and group-based credit. The facility provides affordable loans to poor households to access water and sanitation facilities, and for micro-entrepreneurs.

Employee Salary Loan

Ghana Women fund provides credit facility to salaried workers to pay for school fees, bills and other purposes and women entrepreneurs to expand their businesses. We offer variety of loan products and flexible payment terms tailored to meet the specific needs of our customers . We have 1 Month, 3 Months, 6 Months, 12 months- and 18 months products.


  1. Application letter
  2. Must Operate a Current Account in Business Name
  3. Should have a Permanent business & Resident location.
  4. Registration of Business documents
  5. Should provide Six (6) months Current Bank Statement
  6. Receipts, Pro forma Invoices , Management / Audited Account ( If necessary or applicable)
  7. Reputable Guarantor that worth the Loan Request plus Interest
  8. Collateral ( Landed Property, Vehicle,)