Retail Loans

Purpose Term  Loan Size Access Requirement Interest Rate Collateral Application to Decision Making Repayment Frequency


For Salary Earners




Up - 12 months



Loan Size

Based on  Employee’s salary

Access Requirement

  • Salaried workers in permanent jobs for one year and above
  • Proof of residence
  • Proof of salary
  • Proof of banking (Current Account)
  • Proof of ID
  • Proof of employment

Deduction from Source

  • Letter of Undertaking from Employer (where applicable).
  • Written Assurance of bulk payment of loan deduction from Employer’s Account to Ghana Women Fund on behalf of staff
  • Completed Probation

Interest Rate





  • Personal Guarantor (Individual)
  •  Employer’s  Assurance of  monthly  deduction  from Employee’s  salary and pay  to

    Ghana Women Fund.

  1. Post- dated Cheques,

4. Credit Life Policy


Application to Decision Making

72 hours

Repayment Frequency