KIVA Water & Sanitation

Purpose Loan size Maturity Repeat Loan Access Requirement Interest on Loan  Collateral Repayment frequency


  • Aimed at helping residents in Ghanaian slums to access clean drinking water and sanitary facilities in their communities.
  • Provide working capital loan to small business owners (Traders)



Loan size

Based on  client’s capacity and size of business




Up to 12 months

Repeat Loan

Based on loan repayment performance and business growth.

Access Requirement

  1. Proof of Residence
  2. Proof of Business Ownership
  3. Proof of Bank Account (Current Account)
  4. Proof of ID (Voter, Passport & Driver’s License)
  5. Passport pictures

Interest on Loan 





Personal Guarantor 

Repayment frequency