Products & Services


We offer two types of loans: wholesale and Retail loans.

Wholesale Loan

Ghana Women Fund offers loans to Rural and Community Banks (RCB’s), reputable MFIs licensed  by Bank of Ghana, savings & loans companies and other non bank financial institutions for on-lending with focus on women at competitive rates.

Retail Loan

Ghana Women fund provides credit facility to salaried workers to pay for school fees, bills and other purposes and women entrepreneurs to expand their businesses. We offer variety of loan products and flexible payment terms tailored to meet the specific needs of our customers . We have 1 Month, 3 Months, 6 Months, 12 months- and 18 months products.

The Retail Loans are grouped into the following;



  1. 3-Most current pay slip
  2. Photo ID Card (Voters ID, Passport, Drivers License)
  3. 6 Months Bank Statements
  4. 2 Passport Sized Pictures.


GWF offers loans to organized Women Professional Associations , Institution- Based  Women Associations in  private companies, ministries, departments and agencies.


  1. 3–Most recent pay slip
  2. 2 Passport size pictures
  3. Photo ID
  4. Endorsement by the Designated Representative of Association


This loan provides working capital to SMEs and sole proprietors to expand their existing business with focus on export, agro processing, agri business,etc.

Loan Requirements

  • Business Registration Certificate
  • 6 Months Bank Statement
  • Photo ID of Director(s) / Proprietor
  • 2 Passport – sized pictures of Director(s) / Proprietor
  • Copy of Water Bill, Light Bill / Tenancy Agreement.
  • Income & Expenditure Statement of the  last 6 months
  • Others